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Charlotte Randall |
We are excited to announce that Heart of Louisiana Federal Credit Union is making changes to better serve our members. On July 1, 2009, we will implement “Relationship Pricing” on all the accounts that a member might have with the same primary social security number. Relationship Pricing is our way of rewarding our loyal members with discounted loan rates. In order for the loan to be eligible, the account must be in good standing and there cannot be late payments listed on your credit report within the last two (2) years of more than two (2) instances of 30 days or one (1) instance of 60 days. Products and services utilized in determining your percentage of discount include any of the following:
Each product will entitle a .10% deduction off the loan rate with a maximum of .50% deduction for any combination of at least five of the six services listed. Mortgages, Lines of Credit, Visa Credit Cards and fully secured loans are not eligible for the discounted rate. No loan will be granted to any member who has caused the credit union a loss. If the loan goes more than sixty (60) days delinquent the loan rate will revert to the terms of the original note.
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The mission of Heart of
Louisiana Federal Credit Union is to serve members financial needs
and it is the whole reason that we exist. As a member-owned institution,
Heart of Louisiana is dedicated to improving our member’s lives
through excellent service, affordable lending rates, competitive savings
rates, and people who care about their needs. We work hard to provide
you with high quality, innovative products and services.
From savings to loans to services designed for your convenience, Heart of Louisiana is a full service not for profit financial institution. Membership is a lifetime benefit.