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"This Credit Union is Federally-Insured by the National Credit Union Administration"
Product & Service Listing | Share Accounts | Dividend Calculator | Share Draft Order
Loan Accounts | Payment Calculator | Mortgage Calculator | Loan Application 
Telephone Services | ATM Program | Depository Services | Service Charges

SCHEDULE OF SERVICE CHARGES

 

Effective February 1, 2008

**SUBJECT TO CHANGE WITHOUT NOTICE**
Share/Savings Account Charges
Below Minimum ($25.00) Balance $ 2.00
NSF/Overdraft Item     $20.00
Exception Item (Note 1)   $10.00
Account Closed Within 6 Months of Opening     $10.00
Withdrawals (3 per month at no charge)     $ 5.00
Dormant Account (24 months inactive)     $ 5.00
Automatic Overdraft Transfer     $ 1.00
Share Draft/Checking Account Charges      
NSF/Overdraft Item     $20.00
Exception Item     $10.00
Stop Payment         $20.00
Photocopy     $ 2.00
Share Draft Order (quantities vary)   $10.00 - Up
Loan Account Charges      
Late Loan/Visa Payment (of payment amount) (Note 2)   5%
Title Processing (vehicle loans)     $10.00
Visa Credit Card Replacement     $ 3.00
Visa Credit Card-Priority Issue     $15.00
Visa Credit Card - PIN Reissue     $2.00  
Visa Over Limit Transaction (of over limit amount)     10%
Visa Sales Slip Copy     $15.00
Mortgage Loan Application/Processing     Varies
Internet Options      
PCU (Personal Credit Union) Basic Service    

No Charge
"Bill Payer" (Unlimited Transactions)      

FREE
Stop Payment/Check (Bill Payer)    

$25.00
Check Copies  (Bill Payer)    

$20.00

Automated/24-Hour Service Charges      
ATM Transaction (4 per month at no charge) (Note 3)   $ 2.00
Visa Check Card Lost/Non-Surrender     $15.00
Visa Check Card Replacement     $ 3.00
Visa Check Card-Priority Issue     $15.00
Visa Credit Card PIN Reissue     $2.00
Visa Check Card PIN Reissue     $ 2.00
Visa Check Card Overdraft Item     $20.00
Visa Sales Slip Copy     $15.00
Visa Transaction Dispute/Chargeback Denied   Actual Cost
Miscellaneous Service Charges      
Returned/Unpaid Item – Business Account     $ 5.00
Returned/Unpaid Item (Note 4)   $15.00
Account Research/Reconcile (per hour, $5.00 minimum)     $20.00
Christmas Club Early Withdrawal     $25.00
Stop Payment/Credit Union (teller/loan) Check     $10.00
Item Processed for Collection     $15.00
Account History Printout (to prior statement date)     $ 1.00
Statement Copy     $ 5.00
Photocopy (per page)     $ .10
Fax Transmission (per page)     $ .50
Money Order     $ 1.25
Cashier’s Check     $ 3.00
Travelers Cheques (per $100.00), up to $5.00 fee     $ 1.00
Travelers Cheques for Two (per $100.00), up to $20.00 fee     $ 2.00
Safe Deposit Box Annual Rental Size 3 x 5       $15.00
  Size 3 x 10       $30.00
  Size 5 x 10       $40.00
  Size 10 x 10

      $80.00
Safety Deposit Box Drilling and/or Key Replacement

Outgoing Wire Transfer

    Based on Actual Cost to Credit Union
$10.00
Western Union Wire Transfer     $15.00
International Wire Transfer     $30.00

N O T E S

(1) Exception Item

(2) Late Loan/Visa Payment

(3) ATM Transaction

(4) Returned/Unpaid Item

Assessed to any item NSF at time of presentment, but subsequently covered by deposit (not returned NSF).

Assessed to payment past due 15 or more days, minimum $1.00, maximum $15.00. (Maximum does not apply to mortgage loans.)

Use of Alexandria USDA FCU machines is unlimited, not subject to fee, not counted toward month’s free allowance.

Any draft/check credited (deposit or payment) to credit union member’s account, and drawn on same member’s account at another institution, returned for any reason.